Blue Turtle Finance is a family run business, providing a first class, friendly and professional service.  Our clients are of prime importance to us, we always, take the time to listen to their requirements and concerns.

At Blue Turtle Finance we work with you, to achieve the best plan to suit your personal financial requirements.  Whether you require a Residential or a Commercial Mortgage/Loan, you will certainly not be put through to a call centre.  We will guarantee one to one personal attention from your initial application right through to completion.

No matter what your credit history is or how bad it may, we may be able to help, even if you are a recent discharged bankrupt.  Blue Turtle Finance specialise in adverse and severely adverse credit.

We provide: 

• Residential Mortgages
• Re-Mortgages
• Secured Loans
• Vehicle Contract Hire
• Insurance Services

If you are Self-Employed, a Sole Trader, involved in a Partnership or a Limited Company, regardless of your private or business credit history we can arrange the following Business / Commercial Finance:

• With/Without Accounts
• Self Certification of income acceptable
• 85% LTV (Loan to Value) up to £600,000
• 75% LTV (Loan to Value) up to £1,500,000
• 70% LTV (Loan to Value) up to £2,000,000
• 100% advances available with additional security
• No Lenders Fee's upto £600,000
• Adverse Credit History considered
• Self Employed/Employed
• All types of commercial propositions considered
• 10 to 30 year terms available, with 3-5 year interest only option
• £50,000 to £10,000,000+
• 2 hour decision in principle facility, same day, mortgage offers
• No interviews or business plans required

The product can be used for any purpose including;

• New business start-ups
• Business turnaround solutions
• Short Term Finance and debt consolidation
• Working Capital raising
• Property improvement
• Business expansion

Our Market

The specialist commercial mortgage sector caters for the financial needs of small-and-medium-sized limited companies, partnerships and sole traders throughout the UK – customers that have been overlooked by traditional high-street lenders. Today there are millions of people that fall into this category.

In 2003, the respected market research organisation Datamonitor, identified 7.6 million people that fall outside the lending criteria set by high street lenders. This large group of people consists of company directors, the self-employed, contract and casual workers, and people with impaired credit histories.

Business people with specialist mortgage needs typically find themselves disenfranchised because they are unable to provide three years’ audited accounts and detailed business plans; the property they wish to purchase may not be a “standard” commercial deal; their may be bank imposed restrictions. Increasingly borrowers are frustrated by the speed in which an institutional lender moves, the delay in receiving a decision and the disruption that results for their business.